Altcoins Guides

How to Buy Stellar Lumens (XLM) – The Definitive Guide

Wondering how to buy Stellar Lumens (XLM)?

Well, you have come to the correct place. In this guide, we will present you multiple options to purchase Stellar Lumens.

During the bull run of 2017, many media houses have thrown light on Stellar Lumens. CNBC even went on to call it the “hottest new coin.” As a result, there was a surge of interest from people towards this relatively unknown altcoin.

Before we move on to the buying methods, it is only fair that we tell you a little about this new hot altcoin.

What are Stellar Lumens (XLM)?

Stellar Lumen (XLM) is the native currency of the Stellar network.

Stellar provides us with a decentralized blockchain which allows you to make cross-border payments with ease. The transaction times are really quick, and the fees are also minimal.

With banks, it can take from 2 to 5 business days for you to transfer some money to your friend in another country. But with the Stellar network, the same can be achieved in about 2 to 5 seconds. The Stellar network can, at the time of writing, do more than a thousand transactions per second.

How it Stellar (XLM) different from Ripple (XRP)?

The Stellar network will sound very much like Ripple. To be honest, Stellar is a fork of Ripple. That happened in 2014 and ever since Stellar has grown in its own ways.

Ripple does the same thing but concentrates more on banks. With Stellar, the focus areas are on micropayments to retail and service businesses. Stellar also enables the average person to make international payments without much effort and with minimal transaction fees.

Now that we know a little about the Stellar network let’s see how to buy Stellar Lumens (XLM).

How to Buy Stellar Lumens (XLM) with USD?

Until very recently, there was no way to buy Stellar Lumens with the US Dollar or any other fiat currency.

But now things have changed.

You can now purchase Stellar Lumens (XLM) with your credit and debit cards on is a bitcoin broker that gives you the best deals after scouring through a lot of busy exchanges. With Cex in the picture, buying Stellar Lumens is now easier than ever.

Here is a step by step procedure on how to use

First, go their website,

How to buy stellar lumens XLM

You have to open an account in order to buy any of the coins CEX provide. The registration process is straightforward. You give your email address and password to create an account.

Alternatively, you can also use your Google or Facebook account to log in as well. But we suggest creating an account with an email address. Once you verify your email address, you are free to use your CEX account.

Once you log in, you are greeted with this screen where you can select XLM as the cryptocurrency you wish to purchase.

Buy stellar lumens xlm with visa or mastercard

You can select the number of Stellar Lumens you want to buy and hit the buy button. It will guide you to the verification screen which is shown below.

After you enter the card details, name and the CVV, the page will open a verification dialogue.

Here, you can select the document you are willing to submit and attach the photographs as required. The verification process is pretty quick, and you will receive your Stellar Lumens (XLM) without much delay in your wallet.

From there, you can move your Stellar Lumens to any wallet of your choice (more on that later).

Be informed that there is a credit card fee for using However, this is the lowest fee for credit cards when purchasing cryptocurrencies. The fee is a flat 3.5% + $0.25 and is much smaller than the competitors.

This is the easiest method on the internet to buy Stellar Lumens with USD or Euros.

Click Here to purchase Stellar Lumens (XLM) on

How to Buy Stellar Lumens (XLM) with Bitcoin and Ethereum?

Okay, so you want to buy Stellar Lumens (XLM), but you want to do it with cryptocurrencies like Bitcoin and Ethereum.

There are literally hundreds of exchanges you can make use of to purchase Stellar Lumens (XLM) with Bitcoin or any other cryptocurrency.

In this guide, we are going to give you a couple of exchanges that are super easy to use.

How to Buy Stellar Lumens (XLM) on Binance

The first thing you need to do is to deposit your cryptocurrency in your Binance account.

In order to do that, you have to open the deposit page from the funds option on the menu.

Binance 1

Once you reach that page, you can select the cryptocurrency you want to deposit in your Binance account. In this case, let us use Bitcoin. Once Bitcoin is selected, you will get the receiving address for your Bitcoin wallet.

This is the address you should send your Bitcoins. Please make sure to double check the address before you send it.

If you are planning to send a larger amount, then do make a test send with a minimal amount. This will ensure peace of mind even though you pay the fees twice.

Once the Bitcoins reach your Binance account wallet, you can start purchasing Stellar Lumens (XLM).

Go to the basic exchange and search for XLM on the right search bar.

Click on XLM, and it will open the charts for Stellar Lumens (XLM).

This is the screen where you will purchase the XLM coins.

On the left side of the screen, you can see the market orders for Stellar Lumens. These are the buy and sell orders that are happening at the moment.

If you find the price right, click on it. Enter the number of Stellar Lumens you want to buy with the Bitcoins you have. Once you are happy with the inputs, click Buy XLM.

Note that there is a 0.1% fee for all trades, meaning this is applicable for both buying and selling.

Your order can now be seen on the open orders section below. Once your order is filled, it will disappear from there. You can go and check your Stellar Lumens (XLM) balance to confirm.

That’s it. That is how you purchase Stellar Lumens through Binance.

How to Buy Stellar Lumens (XLM) on Changelly

If you want a super quick method to buy Stellar Lumens (XLM) using Bitcoin or Ethereum without going through the hassle of any verification, then Changelly is the right choice.

Changelly is an exchange platform which enables us to exchange one cryptocurrency into another quickly. It is very popular thanks to its neat interface and wide selection.

Changelly can take some time before it confirms the transaction. This, in our opinion, is the only downside.

You can easily exchange any cryptocurrency into Stellar Lumens (XLM) using the interactive widget below.

That’s how easy is it to convert any of your Bitcoin or Ethereum to Stellar Lumens (XLM).

There is, however, a small fee of 0.5% when making a trade. This might look a bit high, but Changelly makes up with the liquidity it provides.

Best Stellar Lumens (XLM) Wallets

Buying Stellar Lumens (XLM) is one thing but keeping it safe is very important. We have heard so many sad stories where people have lost their cryptocurrencies because they weren’t careful enough.

Let’s not let that happen to you.

The first thing you need to do is to not keep any of your Stellar Lumens (XLM) in your exchange. Once you have bought it, withdraw it to your personal and secure wallet.

Below is a list of wallets that are perfect for storing your Stellar Lumens (XLM).

Ledger Nano S

Ledger Nano S is a hardware wallet for storing Bitcoin and other cryptocurrencies. The Ledger Nano S also supports Stellar, and that means you can store it in here.

The Ledger Nano S cost under a hundred dollars and gives you a lot of mental peace.

Even if you lose access to your Ledger Nano S, you can recover it with the recovery words without any issues.

If you are going to invest more than a few hundred in Stellar Lumens, then getting a hardware wallet like this is very essential.

Check out Ledger Nano S


Centaurus is an open-source mobile wallet for storing your Stellar Lumens. It was the first wallet for Stellar to hit the Google Play Store.

This is a simple wallet app and does what it is supposed to. You can use QR codes for both send and receive Stellar Lumens (XLM) which is cool.

Though perfect in functionality, the app could use a makeover when it comes to user interface.

Check out Centaurus


Yes, that’s the real name.

Interstellar is a mobile and web wallet for storing your Stellar Lumens (XLM).

The wallet has a neat user interface and works seamlessly on the web and Android. There is no version for iOS yet.

The wallet comes with an array of features like hardware support, multiple account management, inbuilt exchange, multisig security and more.

Check out Interstellar


ASTRAL is a web-based wallet for storing Stellar Lumens. All the data in the wallet are encrypted with AES-256 and is never decrypted in flight.

The wallet forces a mandatory two-factor authentication for all user accounts using TOTP.

All eligible accounts are automatically added to the inflation pool which will earn you inflationary XLM. This earned amount is proportional to the balance in the wallet.

Check out ASTRAL

That brings us to the end of this post.

We hope you learned how to buy Stellar Lumens (XLM) through various methods.

The easiest of them, without doubt, is using If you want to buy Stellar Lumens (XLM) with Bitcoin or Ethereum, then the simplest method is by using Changelly.

Be sure to store your Lumens safely in one of the recommended wallets above.

Do let us know what you think of the methods discussed. If you know any better way, let us know in the comment section below.

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